Throughout her childhood Kelly was left unaware of her father's true nature as a villainous loan shark, although their relationship was still strained due to her parents divorce. Despite this, Rick would still keep in contact with Kelly - and would pick her up from school "every other Friday". When Rick failed to show up for Kelly at the end of June 2019, she paid a visit to his office and bumped into Gary Windass. While Gary pretended to be a client of her father's the reality was that he had killed Rick over a week prior in self-defence.
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